Land Loans

Farm Land Loans for Farming and Living

Whether you’re looking to increase in acreage or square footage today, or a couple years down the road, we offer flexible land financing options to suit your needs.

Land loans for the space you desire.

If you want a bare land acreage tract, we offer ag land loans and other land loan products with:

Competitively priced, fixed and variable rates
Flexible terms and payment schedules
No maximum acreage limitations
Flexibility if you want to use it for residential purposes

Contact a Loan Officer

Loans for land to build your home on.

If you want to buy land to build a home, we offer a range of products with some of these features:

Competitively priced, fixed and variable rates
No maximum loan amount
No maximum acreage limitation
Acceptance of manufactured housing
One-time closing for both land and construction
One year interest only

Construction Loans

Farmland comes in all shapes and sizes just like ag land loans. That’s why our programs offer:

  • Competitively priced, fixed and variable rates
  • Flexible terms and payment schedules
  • No maximum acreage limitation
  • Work with Conservation Easement programs
  • FSA or other Government Agency Loan Guarantee Fee Reimbursement

Want to learn the process of buying land to build a house?

Sign up to receive the replay video of our webinar "How to Buy Land and Build a House". You'll also receive the presentation and a free construction guide booklet that will teach you 5 steps to planning and financing your home project!

Sign Up Here!
truck on dirt road

Equipment Loans for Landowners

No matter what you plan to do with your land, we can help finance the equipment you need to get the job done, including:

  • Pickup trucks
  • Utility Vehicles
  • Trailers
  • Tractors
  • Skidloader
  • Mowers
  • And more!
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"We knew we wanted this land. We didn't really know how to go about it. Farm Credit understood exactly what we wanted."

Phil and Juanita Russell, Marydel, MD

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Interested in USDA loan programs or a FSA Land Loan? We can help!

Our staff is well versed on getting you the best land loan package for your situation and sometimes that means working with land programs offered by FSA and USDA. If you have questions on whether or not you’d be eligible for these programs, fill out the form below to talk to a land loan officer about your options.

Helpful Articles

How to Buy Land
December 16, 2020

How to Buy Land

The process of buying land can seem confusing to those who have never done it before. No two properties are the same and many people have ve
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how to get a loan with farm credit

Get Started

Contact one of our loan specialists to find out how MidAtlantic Farm Credit can help you.