Home and Land Loans to build your dream house

What makes a house a home? Maybe it’s a cozy fireplace you gather around on a cold winter night. Maybe it’s a hot cup of coffee on your porch swing while you watch the sun come up. No matter what your home sweet home looks like, there’s no greater feeling than building your dream home from the ground up.

We believe the financing process should be easy with construction loans that offer low rates and flexible payment schedules .


Our Home and Land loans for construction offer:

  • Construction financing for stick built, modular, or log homes
  • Financing for additions or renovations for existing homes
  • 12-month interest-only construction periods with timely disbursements and inspections
  • One time close, fixed rate construction loans for up to 30 years - No additional costs or fees
  • Financing available for unique properties with excess acreage and additional buildings
  • Financing for new home construction and guidance for first-time home buyers who are new to the home construction loan process
  • Construction to permanent loans, which combines construction and land financing into one loan, meaning one interest rate and one closing that will save you thousands in settlement fees

Download our FREE Construction Planning and Financing Booklet

And learn the 5 Key Steps to Planning and Financing your Home Construction Project!

truck on dirt road

Equipment Loans for Landowners

A bigger yard means bigger chores. We can help finance the equipment you need to get the job done, including:

  • Pickup trucks
  • Utility Vehicles
  • Trailers
  • Tractors
  • Skidloader
  • Mowers
  • And more!

Give us a call to see if you're eligible today!

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Contact one of our loan specialists to find out how MidAtlantic Farm Credit can help you.