Fresh Financing for Farms

Farm Fresh Financing

You Deserve a Lender as Fresh as Your Products

Is demand growing for your products? Would a new tractor or greenhouse - or even another farm - help you meet that growing need?

Then you should meet Farm Credit--a lender made for farmers who love the land and farming. We're a different kind of lender--a cooperative lender--and we share our profits with our borrowers. That's an idea that's as fresh today as it was in 1916, when we first started providing credit to the people who grow our country's food.

You know what a cooperative is--it's a business venture where the people who use the business's goods and services own a share. They may get that share in goods, like a weekly vegetable pick up at a CSA; or in services, like power from a rural electric coop.

Farm Credit operates on the seven cooperative principles:

  • Voluntary and open membership
  • Democratic member control
  • Members' economic participation
  • Autonomy and independence
  • Education, training and information
  • Cooperation among cooperatives
  • Concern for community

When you get a loan from Farm Credit, you buy stock in the cooperative. When our board looks at our yearend financials, they determine if the cooperative can responsibly return any profits to the membership. When we distribute the profits, the check you get is called a patronage payment.

We can't guarantee future payments, but we can tell you that since 1990, we have distributed over $300 MILLION in cash to members in the mid-Atlantic region.

Sound different than the lenders you're used to? You betcha.

A lending program just for you

This is where it really gets good: let's say your operation needs money for something. You want to grow more plants, you need to replace equipment, or you're just tired of financing everything through an expensive credit card.

You call Farm Credit and we meet. We know your crazy schedule, so we're happy to meet you at your house. Once we start talking, you realize that we're different. With almost 100 years of experience financing agriculture, you don't need to explain growing seasons to us, or tell us what sustainable farming means. We understand that keeping up with your operation's bills can be difficult when you're just starting out.

Then you hear that we've created a financing program just for you: Farm Fresh Financing.

Farm Fresh Financing provides credit options to a “New Generation” of farmers, who may lack:

  • Assets
  • Credit history
  • Steady income

How do you know if you qualify?

New Generation farmers include those who do one or more of the following:

  • Sell locally
  • Grow organically
  • Provide food for urban communities
  • Practice sustainable farming methods

You don't need to be a particular size to work with Farm Credit--we finance farms both large and small.

If you like the sounds of a cooperative lender, one focused on farmers and agriculture, we hope that you'll give us a call. We'd love to hear more about what your growing business needs--call us today at 888.339.3334 and find out what makes us the perfect fit for your values and your dreams.